Job Description

You will need to be organized, efficient and hold strong ability to evaluate proposals and make decisions in a timely manner. The role will require you to support Distribution in credit related queries and to develop suitable propositions for our customers. Other ad hoc administrative duties and involvement in local initiatives will be required as requested by Management.

• Underwrite standard credit (Mortgage) applications (following the Banks Credit Policy and Procedures) submitted to the Distribution channels.
• The Role holder will be encouraged to make recommendations for improvements in this area.
• Ensure credit assessment is completed within agreed SLA's and regulatory timelines; decisions are accurately communicated and clear to our customers in the Distribution Network.
• Maintain an exemplary work quality which is evidenced by regular first line oversight, routine second and third line reviews.

Required Knowledge, Skills, and Abilities

• Experience with Bank software Smart and UNIBANKS.
• Excellent PC skills (specifically Word/Excel).
• Able to assess the facts to make sound credit decisions, often under time pressure.
• Understand the importance of raising issues through appropriate channels.
• Experience of credit assessment would be an advantage.
• Strong understanding of Credit Policies and Risk Appetite.
• Proven record of high personal performance and achievement in delivering on objectives and expectations.